Solving for Retirement Income:
Building a Strategy Tailored to You
Announcements:
- The Options SIG will meet on May 23rd. See the SIGs webpage for details on all SIG meetings.
- Following the chapter meeting, please join us and J.T. for lunch at the Cape Fear Seafood Company (Village District).
Presentation Summary:
There is no one-size-fits-all approach to retirement income planning. The “right” strategy depends on a variety of factors including lifestyle expectations, income needs, risk tolerance, longevity assumptions, liquidity needs, and legacy goals.
This presentation will discuss a practical framework for evaluating retirement income options and creating a strategy designed to align with an individual’s unique objectives and financial circumstances.
What you will learn:
- The Retirement Framework and how lifestyle, liquidity, longevity, and legacy goals shape retirement income decisions.
- How to build a Retirement Income Timeline to organize future expenses, reliable income sources, and identify potential income gaps.
- The primary strategies for generating retirement income, including protected income through annuities, portfolio withdrawals, and time-segmentation strategies.
- Key considerations surrounding fixed withdrawal rates versus a dynamic withdrawal approach using guardrails.
- How retirement income decisions connect with broader tax and estate planning objectives.
Meeting Details:
Date: Saturday, June 13th, 2026
Time: 10:00 a.m. ET (mix and mingle starts at 9:30)
Location: Fairmont United Methodist Church: 2501 Clark Avenue Raleigh, NC 27607. See map of Fairmont for parking, building entrances, and the number of stairs entrances require.
Virtual access: To register to attend the Zoom webinar, please purchase a ticket on our chapter’s Square account. Then, please register with Zoom so you can receive reminders one and 24 hours before the meeting.
Cost: $10 cash (in-person) or electronic payment (webinar); $5 for students (email president@aaiirtp.org for webinar access); first time in-person attendee: free
Before attending in person, please read: the AAII Protocol for In-Person Meetings
If you feel sick, please join us virtually.
About Our Speaker
J.T. Stilley is a Partner and Co-Founder of TrustStone Wealth Partners, an independent wealth management and financial planning firm based in Chapel Hill, NC. J.T. specializes in retirement income planning, tax-efficient distribution strategies, investment management, and comprehensive financial planning for individuals and families nearing or in retirement.
As a CERTIFIED FINANCIAL PLANNER® professional with more than 12 years of experience in the financial services industry, he frequently speaks on topics including retirement income planning, Social Security strategies, tax planning, portfolio construction, and long-term financial decision-making. His approach focuses on helping clients align their financial resources with their long-term lifestyle goals through thoughtful, personalized planning.