8 Risks in the Retirement Red Zone
President, Compass Financial Group
Announcements:
- The General Investing Special Interest Group will meet on March 4th. See the SIGs webpage for details on all SIG meetings.
- We are seeking a Program Co-Chair. Please consider assuming this critical position on the chapter’s board. You’ll have lots of support. See the Leadership Openings webpage for details.
- Following the meeting, please join us for lunch at the Cape Fear Seafood Company (Village District).
Presentation Summary:
Retirement is an exciting milestone — but without a thoughtful plan, it can bring unexpected financial challenges. Too often, people enter this next chapter unprepared, leading to stress instead of enjoyment.
This practical, actionable workshop will help you lay the foundation for a smoother, more confident transition into retirement.
You’ll learn how to:
- Assess your retirement readiness and understand where you stand financially
- Build a personalized strategy for shifting from saving to generating reliable income
- Break down your retirement expenses into essential, lifestyle, and emergency categories
- Explore seven potential income sources you can tap into during retirement
- Identify five key strategies to close any gaps if your retirement savings fall short
A successful retirement doesn’t happen by chance — it happens by preparation. Take control of your financial future and start your retirement journey with clarity, confidence, and a solid plan in place.
Meeting Details:
Date: Saturday, March 14th, 2026
Time: 10:00 a.m. ET (mix and mingle starts at 9:30)
Location: Fairmont United Methodist Church: 2501 Clark Avenue Raleigh, NC 27607. See map of Fairmont for parking, building entrances, and the number of stairs entrances require.
Virtual access: To register to attend the Zoom webinar, please purchase a ticket on our chapter’s Square account. Then, please register with Zoom so you can receive reminders one and 24 hours before the meeting.
Cost: $10 cash (in-person) or electronic payment (webinar); $5 for students (email president@aaiirtp.org for webinar access); first time in-person attendee: free
Before attending in person, please read: the AAII Protocol for In-Person Meetings
If you feel sick, please join us virtually.
About Our Speaker
No one can be good at everything. The financial industry is full of generalists that are pretty good at a lot of things; investments, insurance, college planning, etc. Richard Hill of Compass Financial Group has spent the last three decades honing his expertise in one thing—helping professionals transition into retirement and designing a plan to help them stay there.
Richard doesn’t just dabble in retirement planning, it’s what he does. This focus has allowed him to develop a specialization in the things that matter to retirees such as risk management, Social Security optimization and retirement income strategies. Hill has been doing this through recessions and booming economies, bear markets and stock market bubbles and has conducted numerous private and public seminars each year on all topics of retirement.
As a member of the MIT Age Labs Longevity Council, Richard has partnered with the Age Labs to pioneer a new version of advice that recognizes that retirement may comprise 1/3 of an individual’s adult life and requires planning for the complexity of longevity rather than money alone. This shift is pushing the advice profession toward deeper conversations, and a wider range of expertise in topics related to aging, and the uncertainties of longer life.