The Hidden Costs of Aging:
Housing in Retirement
President and Lead Advisor, Compass Financial Group
Announcements:
- The General Investing SIG meeting will be on Wednesday, September 2nd followed by the Technical Analysis SIG on Tuesday the 8th.
- The Book Club SIG will start a new book on the 15th: Ben Carlson’s Risk and Reward. See the SIGs web page for details on all SIG meetings.
- Following the chapter meeting, please join us for lunch at the Cape Fear Seafood Company (Village District).
Presentation Summary:
When most people plan for retirement, they focus on finances, lifestyle, or leisure — but often overlook one of the most critical (and costly) factors: housing. Where you live as you age can deeply affect your independence, safety, well-being, and long-term financial security.
The Hidden Costs of Aging: Housing in Retirement is a must-attend presentation designed to shed light on the housing decisions many retirees face — but few talk about. Created in collaboration with The Center for Innovative Care in Aging at Johns Hopkins University School of Nursing, this session will explore the real-world implications of aging in place, downsizing, or moving to care-based living.
What you will learn:
- Why housing is often the most overlooked part of retirement planning
- The pros and cons of key living arrangements:
- Aging at Home – Independence vs. rising maintenance and accessibility needs
- Independent Living Communities – Lifestyle benefits and social engagement
- Assisted Living & Memory Care – What to expect, when to consider it, and how to prepare
- The hidden and visible costs tied to each option
- How to align housing decisions with your health, relationships, and long-term goals
This presentation will help you make informed, proactive housing choices — before a crisis dictates them.
Meeting Details:
Date: Saturday, September 12th, 2026
Time: 10:00 a.m. ET (mix and mingle starts at 9:30)
Location: Fairmont United Methodist Church: 2501 Clark Avenue Raleigh, NC 27607. See map of Fairmont for parking, building entrances, and the number of stairs entrances require.
Virtual access: To register to attend the Zoom webinar, please purchase a ticket on our chapter’s Square account. Then, please register with Zoom so you can receive reminders one and 24 hours before the meeting.
Cost: $10 cash (in-person) or electronic payment (webinar); $5 for students (email president@aaiirtp.org for webinar access); first time in-person attendee: free
Before attending in person, please read: the AAII Protocol for In-Person Meetings
If you feel sick, please join us virtually.
About Our Speaker
No one can be good at everything. The financial industry is full of generalists that are pretty good at a lot of things; investments, insurance, college planning, etc. Richard Hill of Compass Financial Group has spent the last three decades honing his expertise in one thing—helping professionals transition into retirement and designing a plan to help them stay there.
Richard doesn’t just dabble in retirement planning, it’s what he does. This focus has allowed him to develop a specialization in the things that matter to retirees such as risk management, Social Security optimization and retirement income strategies. Hill has been doing this through recessions and booming economies, bear markets and stock market bubbles and has conducted numerous private and public seminars each year on all topics of retirement.
As a member of the MIT Age Labs Longevity Council, Richard has partnered with the Age Labs to pioneer a new version of advice that recognizes that retirement may comprise 1/3 of an individual’s adult life and requires planning for the complexity of longevity rather than money alone. This shift is pushing the advice profession toward deeper conversations, and a wider range of expertise in topics related to aging, and the uncertainties of longer life.
Discover more from American Association of Individual Investors, Research Triangle Chapter
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