July 13th, 2024 In-Person Chapter Meeting & Webinar

Guidelines for Unbreakable
Retirement Portfolios

Announcements:

• The inaugural (organizational) meeting our new Personal Finance Special Interest Group (SIG) will meet at the Fortnight Brewing Company on Wednesday, July 10th at 7:30 p.m. To be added to the SIG’s Google Group, please email [email protected].
• The inaugural meeting of a new investing discussion group will meet at the Carolina Ale House in Cary (Crossroads) on Tuesday, July 16th at 6:30 p.m. Please email [email protected] to sign up.
• In response to feedback on our 2024 Chapter Survey, this will be our last meeting at the Barwell Road Community Center. Starting in August, we will meet at Fairmont United Methodist Church near NC State.

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Using a sophisticated Excel-based spreadsheet, Dr. Israelsen will demonstrate the impact of different variables (withdrawal rate, asset allocation, portfolio cost, etc.) on the “survivability” of a retirement portfolio over every rolling 25-year period since 1926.

Main learning points:

• What variables have the most impact on retirement portfolio success?
• 4% withdrawal rate vs. RMD
• COLA or no COLA during retirement

Meeting Details:

Date: Saturday, July 13, 2024

Time: 10:00 a.m. ET (mix and mingle starts at 9:30)

Location: Barwell Road Community Center: 5857 Barwell Park Drive Raleigh, NC 27610

Virtual access: To register to attend the Zoom webinar, please purchase a ticket on our chapter’s Square account

Cost: $7 cash (in-person) or electronic payment (webinar)

Before attending in person, please read:

• the AAII Protocol for In-Person Meetings

If you feel sick, please join us virtually.

About Our Speaker

Craig L. Israelsen, Ph.D., has spent over 30 years teaching family finance at the university level (14 years at the University of Missouri-Columbia and nine years at Brigham Young University). For the last 11 years Israelsen has taught at Utah Valley University in the Financial Planning Program. He writes monthly for Horsesmouth.com and writes multiple articles each year for the AAII Journal and BetterInvesting Magazine.

He is the founder and designer of the 7Twelve Portfolio (www.7TwelvePortfolio.com). Israelsen’s research has been cited in the Christian Science Monitor, The Wall Street Journal, Newsweek, Forbes, Smart Money Magazine, Kiplinger Retirement Report, Advisor Perspectives, Dow Jones Market Watch, Family Circle Magazine, and Bottom Line Personal.

He is also the author of two books:

• 7Twelve: A Diversified Investment Portfolio with a Plan (John Wiley, 2010)
• The Thrifty Investor (McGraw-Hill, 2000)